It is really weird for me to see footage of my hometown underwater...
Look, they're evacuating the hospital I was born in!
Hey, the hotel where our wedding reception was held, its surrounded by water!
I've been to that lake! And the levee is breaking!
It's a scary thing. My parents didn't get flooded out of their home, but the water was creeping towards their front door.
My sister and her family were evacuated out of their home in the middle of the night and had to sleep at the township fire station. Thankfully, the water didn't get in.
My sister's in-laws, however, weren't so lucking. Some had to be removed by boat.
One uncle had a indoor swimming pool in his basement.
I have a cousin whose home was covered to the tip of his roof and then shifted off its foundation by the rushing waters.
Another cousin has lost a lot of inventory from his business.
What is most amazing - call it fate, call it coincidence, but it's damn lucky - is the story of another of my uncles. Two years ago, Johnson County redrew the flood maps and his house for the first time ever was listed as in a flood plain and he was told to get insurance. Well, it had never flooded up to his house, so he was trying to fight it. But he finally gave up the fight and got the insurance. Good thing, because he had 4 inches of water in his house, and he was at the high point of the neighborhood.
Makes you think twice about not getting flood insurance.
Monday, June 09, 2008
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4 comments:
Amen to the flood insurance! We've thought about trying to fight ours many times, but after this weekend we've decided it might not be a bad thing. Thanks to the layout of our yard, though, the water would have had to be another 4-5 foot deep before our house was in danger. I'm so sorry to hear about your family members, but I'm glad everyone was safe.
-Carrie
It doesn't make me think twice about flood insurance....because we can't get it, not being in a flood plain and all.
Do you or any of your readers understand why you can't get flood insurance without being in a flood plain? It just doesn't seem to make obvious business sense...to me anyway. I mean, if J-Lo can insure her, um, assets, why can't I get flood insurance regardless of whether I am in a flood plain? Isn't there just a price at which an insurance agency thinks they can make money to provide me flood insurance? They do for fire, theft, and other events, but why not for flood?
Colleen,
I think that because flood insurance rates are set by the federal government they may be backed by the fed as well. It would probably help the whole system--and bring down our rates--if the free market could step in.
Just a thought,
Carrie
It's so bizarre to be in Florida and see photos of midwestern flooding in the paper. Freaks me out.
Lake Downey has been in full force in the back yards. Smells like a freakin' swamp back there. But I'm awfully glad our house is uphill from the yard.
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